The spread is only one line
A spread advertisement rarely describes the complete bill. Separate variable spread, commission, overnight financing, currency conversion and any administrative charges. An advertised minimum does not describe every session. Request a schedule that identifies the instrument, account type and effective date.
Use the same scenario
Compare schedules for the same instrument, position size and holding period. List costs separately without assuming that a commission-free account has no charges. An unknown line stays unknown: do not replace it with zero. Terms must come from the entity contracting with you, rather than a page published for another region.
Check the statement
A demo history can show how costs are displayed but does not validate live-account conditions. Reconcile the statement with the schedule before reaching a conclusion. Our partner directory is a documentary starting point; it is not an independent audit of fees actually charged.
Build a reproducible comparison
An offer described as “commission-free” can place costs elsewhere. Compare documents using the same instrument, reference size and indicative holding period, without presenting that documentation exercise as live execution evidence. The aim is to make the terms comparable.
For each cost, keep its unit, currency, condition of application and tariff date. A spread observed at one instant does not replace a spread history. An advertised minimum does not necessarily describe the market conditions relevant to the reader.
When a field is missing
If financing or currency conversion is not documented, mark it “not verified” and request the applicable schedule. Missing information is not a zero cost. This method identifies unanswered questions; it does not produce a universal broker ranking.
Your verification grid
| Item | Document or check to request |
|---|---|
| Spread | Record instrument, time, account type and whether the figure is a minimum. |
| Commission | Ask for charging unit, currency and whether entry and exit are both charged. |
| Financing | Read overnight holding rules, the calendar and any stated exceptions. |
| Conversion | Identify when conversion occurs and where its rate or markup is documented. |
| Other charges | Check withdrawals, inactivity and data subscriptions separately. |
Practical questions
Is a commission-free account free of cost?
Not necessarily. Spreads, financing or other charges can remain. Compare offers using the same documented scenario: instrument, size and intended holding duration. Do not compare an advertised minimum with a realised observation.
How can I check total cost without live trading?
Request a written pricing example and record every component, unit and source. Leave market-dependent or undisclosed charges variable or unknown. A fee simulation does not establish execution quality.
To complete this file: Compare partner brokers without invented rankings ; Broker withdrawals: documents to read before depositing.
Sources and limitations
Xlence — site officiel et mentions légales. Editorial consultation: 8 October 2026. Supplier statements do not replace independent checks. Re-read terms at the time of your decision.
COFIATRADING has commercial relationships with partners presented on the site. This guide is educational, without personalised investment advice. Trading involves capital loss risk; past performance does not guarantee future results.
Continue checking: current offers and access, public evidence, Desk space and Academy resources.